Disclaimer

Last updated October 15, 2025

GENERAL DISCLAIMER

101 Plus (“we,” “us,” or “our”) operates as a technology-driven longevity and wellness platform. The information, reports, and services provided on  https://www.101.plus (the “site”) and through our mobile application are for informational and educational purposes only. 101 Plus is not a medical provider or a laboratory; and does not offer medical advice, diagnosis, or treatment. All laboratory and medical services are performed by independent third-party providers. While 101 Plus may help coordinate convenient access to certain laboratories or medical service providers for you, 101 Plus neither endorses nor refers you to any specific healthcare provider. You have complete freedom to select any provider of your choice. The insights, recommendations, and coaching available through the platform are designed to help users understand and support their overall wellness and longevity not to diagnose, treat, cure, or prevent any disease or medical condition. All laboratory testing and sample analysis are performed by independent, CLIA-certified laboratory partners for wellness purposes only. These tests are not intended for clinical diagnosis nor to replace professional medical evaluation. The 101 Plus platform uses advanced technology, including AI-driven analytics and data visualization, to translate biological data into personalized longevity insights. These tools are not FDA-approved medical devices. All insights and guidance should be interpreted in consultation with a qualified healthcare provider for any medical concerns. By using 101 Plus, you acknowledge that you understand and agree that 101 Plus is a technology platform and not a healthcare provider. Your participation and reliance on the information provided are voluntary and at your own discretion. Always seek the advice of your physician or qualified healthcare professional before making any decisions related to your health, medications, or medical treatment.

WEBSITE DISCLAIMER

The information provided by EverySpend, Inc. ("we," "us," or "our") on https://www.101.plus (the "Site") and our mobile application is for general informational purposes only. All information on the Site and our mobile application is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site or our mobile application. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR OUR MOBILE APPLICATION OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE AND OUR MOBILE APPLICATION. YOUR USE OF THE SITE AND OUR MOBILE APPLICATION AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE AND OUR MOBILE APPLICATION IS SOLELY AT YOUR OWN RISK.

EXTERNAL LINKS DISCLAIMER

The Site and our mobile application may contain (or you may be sent through the Site or our mobile application) links to other websites or content belonging to or originating from third parties or links to websites and features in banners or other advertising. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability, or completeness by us. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR THE ACCURACY OR RELIABILITY OF ANY INFORMATION OFFERED BY THIRD-PARTY WEBSITES LINKED THROUGH THE SITE OR ANY WEBSITE OR FEATURE LINKED IN ANY BANNER OR OTHER ADVERTISING. WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.  

PROFESSIONAL DISCLAIMER

The Site cannot and does not contain longevity & wellness advice. The longevity & wellness information is provided for general informational and educational purposes only and is not a substitute for professional advice. Accordingly, before taking any actions based upon such information, we encourage you to consult with the appropriate professionals. We do not provide any kind of longevity & wellness advice. THE USE OR RELIANCE OF ANY INFORMATION CONTAINED ON THE SITE OR OUR MOBILE APPLICATION IS SOLELY AT YOUR OWN RISK.

AFFILIATES DISCLAIMER

The Site and our mobile application may contain links to affiliate websites, and we receive an affiliate commission for any purchases made by you on the affiliate website using such links.

Our affiliates include the following:

TESTIMONIALS DISCLAIMER

The Site may contain testimonials by users of our products and/or services. These testimonials reflect the real-life experiences and opinions of such users. However, the experiences are personal to those particular users and may not necessarily be representative of all users of our products and/or services. We do not claim, and you should not assume, that all users will have the same experiences. YOUR INDIVIDUAL RESULTS MAY VARY.

The testimonials on the Site are submitted in various forms such as text, audio and/or video, and are reviewed by us before being posted. They appear on the Site verbatim as given by the users, except for the correction of grammar or typing errors. Some testimonials may have been shortened for the sake of brevity where the full testimonial contained extraneous information not relevant to the general public.  

The views and opinions contained in the testimonials belong solely to the individual user and do not reflect our views and opinions.  We are not affiliated with users who provide testimonials, and users are not paid or otherwise compensated for their testimonials.  

The testimonials on the Site are not intended, nor should they be construed, as claims that our products and/or services can be used to diagnose, treat, mitigate, cure, prevent, or otherwise be used for any disease or medical condition. No testimonials have been clinically proven or evaluated.