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Last updated March 31, 2025
101+ is licensed to You (End-User) by EverySpend, Inc.,located and registered at 417 Main St,, Little Rock, __________ 72201, UnitedStates ("Licensor"), for use only under the terms of thisLicense Agreement.
By downloading the Licensed Application from Apple'ssoftware distribution platform ("App Store") and Google's softwaredistribution platform ("Play Store"), and any update thereto (aspermitted by this License Agreement), You indicate that You agree to be boundby all of the terms and conditions of this License Agreement, and that Youaccept this License Agreement. App Store and Play Store are referred to in thisLicense Agreement as "Services."
The parties of this License Agreement acknowledge that theServices are not a Party to this License Agreement and are not bound by anyprovisions or obligations with regard to the Licensed Application, such aswarranty, liability, maintenance and support thereof. EverySpend, Inc., not theServices, is solely responsible for the Licensed Application and the contentthereof.
This License Agreement may not provide for usage rules forthe Licensed Application that are in conflict with the latest Apple Media Services Terms and Conditions and GooglePlay Terms of Service ("Usage Rules"). EverySpend, Inc.acknowledges that it had the opportunity to review the Usage Rules and thisLicense Agreement is not conflicting with them.
101+ when purchased or downloaded through the Services, islicensed to You for use only under the terms of this License Agreement. TheLicensor reserves all rights not expressly granted to You. 101+ is to be usedon devices that operate with Apple's operating systems ("iOS" and"Mac OS") or Google's operating system ("Android").
TABLE OFCONTENTS
6. USER-GENERATEDCONTRIBUTIONS
14. THIRD-PARTYTERMS OF AGREEMENTS AND BENEFICIARY
15. INTELLECTUALPROPERTY RIGHTS
1. THEAPPLICATION
101+ ("Licensed Application") is a piece ofsoftware created to Discover your path to a longer, healthier life. Getpersonalized health insights, track progress, and optimize your vitality withscience-backed strategies. — and customized for iOS and Android mobile devices("Devices"). It is used to Unlock the future of longevity withscience-backed strategies designed to enhance your healthspan and extend yourlifespan. Our app delivers personalized insights, expert-guided interventions,and cutting-edge supplements—all tailored to optimize your cellular health,energy, and overall vitality. Track progress, uncover what your body needs, andtake control of your health journey. Live healthier, longer, and stronger..
The Licensed Application is not tailored to comply withindustry-specific regulations (Health Insurance Portability and AccountabilityAct (HIPAA), Federal Information Security Management Act (FISMA), etc.), so ifyour interactions would be subjected to such laws, you may not use thisLicensed Application. You may not use the Licensed Application in a way thatwould violate the Gramm-Leach-Bliley Act (GLBA).
2. SCOPE OFLICENSE
2.1 You are given a non-transferable, non-exclusive,non-sublicensable license to install and use the Licensed Application on anyDevices that You (End-User) own or control and as permitted by the Usage Rules,with the exception that such Licensed Application may be accessed and used byother accounts associated with You (End-User, The Purchaser) via Family Sharingor volume purchasing.
2.2 This license will also govern any updates of theLicensed Application provided by Licensor that replace, repair, and/orsupplement the first Licensed Application, unless a separate license isprovided for such update, in which case the terms of that new license willgovern.
2.3 You may not share or make the Licensed Applicationavailable to third parties (unless to the degree allowed by the Usage Rules,and with EverySpend, Inc.'s prior written consent), sell, rent, lend, lease orotherwise redistribute the Licensed Application.
2.4 You may not reverse engineer, translate, disassemble,integrate, decompile, remove, modify, combine, create derivative works orupdates of, adapt, or attempt to derive the source code of the LicensedApplication, or any part thereof (except with EverySpend, Inc.'s prior writtenconsent).
2.5 You may not copy (excluding when expressly authorized bythis license and the Usage Rules) or alter the Licensed Application or portionsthereof. You may create and store copies only on devices that You own orcontrol for backup keeping under the terms of this license, the Usage Rules,and any other terms and conditions that apply to the device or software used.You may not remove any intellectual property notices. You acknowledge that nounauthorized third parties may gain access to these copies at any time. If yousell your Devices to a third party, you must remove the Licensed Applicationfrom the Devices before doing so.
2.6 Violations of the obligations mentioned above, as wellas the attempt of such infringement, may be subject to prosecution and damages.
2.7 Licensor reserves the right to modify the terms andconditions of licensing.
2.8 Nothing in this license should be interpreted torestrict third-party terms. When using the Licensed Application, You mustensure that You comply with applicable third-party terms and conditions.
3. TECHNICALREQUIREMENTS
3.1 You acknowledge that it is Your responsibility toconfirm and determine that the app end-user device on which You intend to usethe Licensed Application satisfies the technical specifications mentionedabove.
3.2 Licensor reserves the right to modify the technicalspecifications as it sees appropriate at any time.
4.MAINTENANCE AND SUPPORT
4.1 The Licensor is solely responsible for providing anymaintenance and support services for this Licensed Application. You can reachthe Licensor at the email address listed in the App Store or Play StoreOverview for this Licensed Application.
4.2 EverySpend, Inc. and the End-User acknowledge that theServices have no obligation whatsoever to furnish any maintenance and supportservices with respect to the Licensed Application.
5. USE OFDATA
You acknowledge that Licensor will be able to access andadjust Your downloaded Licensed Application content and Your personalinformation, and that Licensor's use of such material and information issubject to Your legal agreements with Licensor and Licensor's privacy policy: https://www.101.plus/terms-conditions.
You acknowledge that the Licensor may periodically collectand use technical data and related information about your device, system, andapplication software, and peripherals, offer product support, facilitate thesoftware updates, and for purposes of providing other services to you (if any)related to the Licensed Application. Licensor may also use this information toimprove its products or to provide services or technologies to you, as long asit is in a form that does not personally identify you.
6.USER-GENERATED CONTRIBUTIONS
The Licensed Application does not offer users to submit orpost content. We may provide you with the opportunity to create, submit, post,display, transmit, perform, publish, distribute, or broadcast content andmaterials to us or in the Licensed Application, including but not limited totext, writings, video, audio, photographs, graphics, comments, suggestions, orpersonal information or other material (collectively,"Contributions"). Contributions may be viewable by other users of theLicensed Application and through third-party websites or applications. As such,any Contributions you transmit may be treated in accordance with the LicensedApplication Privacy Policy. When you create or make available anyContributions, you thereby represent and warrant that:
1. The creation, distribution, transmission, public display,or performance, and the accessing, downloading, or copying of yourContributions do not and will not infringe the proprietary rights, includingbut not limited to the copyright, patent, trademark, trade secret, or moralrights of any third party.
2. You are the creator and owner of or have the necessarylicenses, rights, consents, releases, and permissions to use and to authorizeus, the Licensed Application, and other users of the Licensed Application touse your Contributions in any manner contemplated by the Licensed Applicationand this License Agreement.
3. You have the written consent, release, and/or permissionof each and every identifiable individual person in your Contributions to usethe name or likeness or each and every such identifiable individual person toenable inclusion and use of your Contributions in any manner contemplated bythe Licensed Application and this License Agreement.
4. Your Contributions are not false, inaccurate, ormisleading.
5. Your Contributions are not unsolicited or unauthorizedadvertising, promotional materials, pyramid schemes, chain letters, spam, massmailings, or other forms of solicitation.
6. Your Contributions are not obscene, lewd, lascivious,filthy, violent, harassing, libelous, slanderous, or otherwise objectionable(as determined by us).
7. Your Contributions do not ridicule, mock, disparage,intimidate, or abuse anyone.
8. Your Contributions are not used to harass or threaten (inthe legal sense of those terms) any other person and to promote violenceagainst a specific person or class of people.
9. Your Contributions do not violate any applicable law,regulation, or rule.
10. Your Contributions do not violate the privacy orpublicity rights of any third party.
11. Your Contributions do not violate any applicable lawconcerning child pornography, or otherwise intended to protect the health orwell-being of minors.
12. Your Contributions do not include any offensive commentsthat are connected to race, national origin, gender, sexual preference, orphysical handicap.
13. Your Contributions do not otherwise violate, or link tomaterial that violates, any provision of this License Agreement, or anyapplicable law or regulation.
Any use of the Licensed Application in violation of theforegoing violates this License Agreement and may result in, among otherthings, termination or suspension of your rights to use the LicensedApplication.
7.CONTRIBUTION LICENSE
You agree that we may access, store, process, and use anyinformation and personal data that you provide following the terms of thePrivacy Policy and your choices (including settings).
By submitting suggestions of other feedback regarding theLicensed Application, you agree that we can use and share such feedback for anypurpose without compensation to you.
We do not assert any ownership over your Contributions. Youretain full ownership of all of your Contributions and any intellectualproperty rights or other proprietary rights associated with your Contributions.We are not liable for any statements or representations in your Contributionsprovided by you in any area in the Licensed Application. You are solelyresponsible for your Contributions to the Licensed Application and youexpressly agree to exonerate us from any and all responsibility and to refrain fromany legal action against us regarding your Contributions.
8. LIABILITY
8.1 Licensor takes no accountability or responsibility forany damages caused due to a breach of duties according to Section 2 of thisLicense Agreement. To avoid data loss, You are required to make use of backupfunctions of the Licensed Application to the extent allowed by applicablethird-party terms and conditions of use. You are aware that in case ofalterations or manipulations of the Licensed Application, You will not haveaccess to the Licensed Application.
9. WARRANTY
9.1 Licensor warrants that the Licensed Application is freeof spyware, trojan horses, viruses, or any other malware at the time of Yourdownload. Licensor warrants that the Licensed Application works as described inthe user documentation.
9.2 No warranty is provided for the Licensed Applicationthat is not executable on the device, that has been unauthorizedly modified,handled inappropriately or culpably, combined or installed with inappropriatehardware or software, used with inappropriate accessories, regardless if byYourself or by third parties, or if there are any other reasons outside ofEverySpend, Inc.'s sphere of influence that affect the executability of theLicensed Application.
9.3 You are required to inspect the Licensed Applicationimmediately after installing it and notify EverySpend, Inc. about issuesdiscovered without delay by email provided in Contact Information. The defect reportwill be taken into consideration and further investigated if it has beenemailed within a period of __________ days after discovery.
9.4 If we confirm that the Licensed Application isdefective, EverySpend, Inc. reserves a choice to remedy the situation either bymeans of solving the defect or substitute delivery.
9.5 In the event of any failure of the Licensed Applicationto conform to any applicable warranty, You may notify the Services StoreOperator, and Your Licensed Application purchase price will be refunded to You.To the maximum extent permitted by applicable law, the Services Store Operatorwill have no other warranty obligation whatsoever with respect to the LicensedApplication, and any other losses, claims, damages, liabilities, expenses, andcosts attributable to any negligence to adhere to any warranty.
9.6 If the user is an entrepreneur, any claim based onfaults expires after a statutory period of limitation amounting to twelve (12)months after the Licensed Application was made available to the user. Thestatutory periods of limitation given by law apply for users who are consumers.
10. PRODUCTCLAIMS
EverySpend, Inc. and the End-User acknowledge thatEverySpend, Inc., and not the Services, is responsible for addressing anyclaims of the End-User or any third party relating to the Licensed Applicationor the End-User’s possession and/or use of that Licensed Application,including, but not limited to:
(i) product liability claims;
(ii) any claim that the Licensed Application fails toconform to any applicable legal or regulatory requirement; and
(iii) claims arising under consumer protection, privacy, orsimilar legislation, including in connection with Your Licensed Application’suse of the HealthKit and HomeKit.
11. LEGALCOMPLIANCE
You represent and warrant that You are not located in acountry that is subject to a US Government embargo, or that has been designatedby the US Government as a "terrorist supporting" country; and thatYou are not listed on any US Government list of prohibited or restrictedparties.
12. CONTACTINFORMATION
For general inquiries, complaints, questions or claimsconcerning the Licensed Application, please contact:
Privacy at 101.PLUS
417 Main St,
Little Rock, __________ 72201
United States
privacy@101.plus
13.TERMINATION
The license is valid until terminated by EverySpend, Inc. orby You. Your rights under this license will terminate automatically and withoutnotice from EverySpend, Inc. if You fail to adhere to any term(s) of thislicense. Upon License termination, You shall stop all use of the LicensedApplication, and destroy all copies, full or partial, of the LicensedApplication.
14.THIRD-PARTY TERMS OF AGREEMENTS AND BENEFICIARY
EverySpend, Inc. represents and warrants that EverySpend,Inc. will comply with applicable third-party terms of agreement when usingLicensed Application.
In Accordance with Section 9 of the "Instructions forMinimum Terms of Developer's End-User License Agreement," both Apple andGoogle and their subsidiaries shall be third-party beneficiaries of this EndUser License Agreement and — upon Your acceptance of the terms and conditionsof this License Agreement, both Apple and Google will have the right (and willbe deemed to have accepted the right) to enforce this End User LicenseAgreement against You as a third-party beneficiary thereof.
15.INTELLECTUAL PROPERTY RIGHTS
EverySpend, Inc. and the End-User acknowledge that, in theevent of any third-party claim that the Licensed Application or the End-User'spossession and use of that Licensed Application infringes on the third party'sintellectual property rights, EverySpend, Inc., and not the Services, will besolely responsible for the investigation, defense, settlement, and discharge orany such intellectual property infringement claims.
16.APPLICABLE LAW
This License Agreement is governed by the laws of the Stateof Arkansas excluding its conflicts of law rules.
17.MISCELLANEOUS
17.1 If any of the terms of this agreement should be orbecome invalid, the validity of the remaining provisions shall not be affected.Invalid terms will be replaced by valid ones formulated in a way that willachieve the primary purpose.
17.2 Collateral agreements, changes and amendments are onlyvalid if laid down in writing. The preceding clause can only be waived inwriting.
The information provided by EverySpend, Inc ("we," "us," or "our") on https://www.101.plus (the "Site") and our mobile application is for general informational purposes only. All information on the Site and our mobile application is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site or our mobile application. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR OUR MOBILE APPLICATION OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE AND OUR MOBILE APPLICATION. YOUR USE OF THE SITE AND OUR MOBILE APPLICATION AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE AND OUR MOBILE APPLICATION IS SOLELY AT YOUR OWN RISK.